Monday, November 29, 2010

budgeting personal finances




Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.





Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.



http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


Fox <b>News</b>&#39; 2012 roster – CNN Political Ticker - CNN.com Blogs

(CNN) -- Five big name Republicans have two things in common- they are all considering runs for president and are each employed by Fox News. Former Alaska Gov. Sarah Palin, former Pennsylvania Sen. Rick Santorum and former House Speaker ...

Guy On Sunday Morning <b>News</b> Show Gets Slightly Abrasive | Best Week <b>...</b>

It is not that rare anymore to see pundits get worked up on news shows. But the Sunday morning network news shows have somehow remained a refuge for civil.

Apple offers &#39;Cyber Monday&#39; discounts | iLounge <b>News</b>

iLounge news discussing the Apple offers 'Cyber Monday' discounts. Find more Apple news from leading independent iPod, iPhone, and iPad site.


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html


http://www.complaintsboard.com/complaints/alpine-payment-systems-c270446.html












Saturday, November 27, 2010

managing your personal finance


A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.





"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

id="more-58352">

How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

style="text-align: center;">

Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

style="text-align: center;">

Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

style="text-align: center;">

A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

style="text-align: center;">

To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

style="text-align: center;">

Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema


bench craft company scam

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Miller returns to net tonight - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Last Look: Style <b>News</b> You Might Have Missed (PHOTOS, POLL)

Welcome to Last Look, where we round up the Style scraps that didn't make it to our news page this week. Click through and catch up on what else happened since Monday!


bench craft company scam

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Miller returns to net tonight - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Last Look: Style <b>News</b> You Might Have Missed (PHOTOS, POLL)

Welcome to Last Look, where we round up the Style scraps that didn't make it to our news page this week. Click through and catch up on what else happened since Monday!


bench craft company scam

A survey released today by Javelin Strategy & Research, which serves financial institutions, found in August that nearly one in five Americans doesn't monitor or manage their personal finances. That rate is double what it was just a year ago. Despite the fact the recession has made it more important than ever to carefully track our money, when it comes to personal finances, 19% of Americans stuck their head in the sand. A year before, another survey had the figure at just 8%.



More anxiety-induced news: The percentage of Americans who say they sometimes log onto their checking account balances with their banks' websites dropped to 46%, down 13 points from 59% a year ago. Even those who track their money by pen and paper dropped, from 50% to 46%.





"It's a natural human reaction to stress: 'Maybe if I don't look at it, it will go away.'" explains the study's co-author, senior analyst Mark Schwanhausser. "I think you have fewer people checking their finances online because they don't like what they're seeing. 'I'm going to be a financial sleepwalker. I'm not going to look.'"



Schwanhausser's prescription for the problem involves convincing America's major financial institutions that they're doing a lousy job helping make it easier and less stressful for their customers to track their money. "It's not enough to tell you how to fix the toilet," he says. "You've got to have the wrench."



Yet despite the fact that most Americans' money resides at a bank, few banks are interested in furnishing financial planning tools. Right now, Schwanhausser argues, most people are required to log into a wide variety of websites to track their money. For example, 75% of Americans who have a credit card get it from somewhere other than their primary bank, meaning their finances are scattered across many websites, unreconciled.



When people do turn to their bank's websites, he argues, the financial planning tools are nearly non-existent despite the fact our society increasingly demands greater personal control through technology. "Today's online banking is like having avocado green appliances from the 1970s. It just doesn't cut it," says Schwanhausser.



Schwanhausser is using the survey to convince banks that it will actually endear customers to them if they put personal finance tools front and center on their sites, helping customers paint a clear picture of their own financial habits. He's pressing them to develop systems, both on the Web and through mobile apps, that can draw in customers' information from other sites, such as credit cards and mortgage lenders, so financial care-taking can be a one-stop process.



So far, banks and lenders have been slow to use existing technology to make money management a less daunting chore. Part of the issue is that many banks don't want to acknowledge competitors by drawing in account balances from elsewhere. Banks also stand to make money off poor financial planning through penalties and fees. Like a doctor who makes money off treating disease, promoting financial good health does not on the surface appear to be in a bank's best interest.



"You can't manage what you don't measure," says Schwanhausser. "And if the bank's not going to provide it for you, you have to go get it in other places."



He recommends existing aggregators such as Mint.com, which pulls your data from multiple sources and lays it out in spreadsheets and in spending plans, as a model for what all the banks should be doing for their customers.



He also notes that Bank of America's "My Portfolio" and Wells Fargo's "My Savings Plan" are two fledgling, if little-known, bank-created features that are slowly reaching toward the sort of comprehensive personal finance planning features he advocates.



As long as it remains difficult or scary, though, when it comes to their finances, Americans will remain more likely to use the Ostrich Method.

In the digital age, nobody likes carrying a lot of cash around – I know I don’t, anyway. This can be especially frustrating when you go to keep track of your expenses, who you owe money to, who you lent some to and just where it all goes over the month.

As always, there are a lot of apps out there to help you do various things with your money. There are apps to figure out how to manage your money, oversee expenses, send money to people, keep track of who owes you, and more.

In this article, I’ll show you some of the applications you can take advantage of to do everything I’ve mentioned here, leaving you free to pick and choose the apps that will make your life easier.

id="more-58352">

How to Manage Your Money

I’m beginning to learn just how difficult managing your expenses can be. For the most part, I use my debit card tied to my checking account to make purchases. I use it at the grocery store, when I go out to lunch with my coworkers and on the weekend when I’m out exploring the city.

At the end of the month, my bank statement looks pretty ridiculous. All of these small transactions make it difficult to sift through. I still know what everything is, but if I wanted to see where I could be saving some money I wouldn’t know the first place to look.

Sounds like you? Even if it doesn’t, you could still reap the benefits of visually being able to manage your money. These apps make the process a lot easier.

Mint

style="text-align: center;">

Mint has been on our radar since back in 2007 when Karl wrote about it. Plain and simple, if there is one app I want you to keep in mind it’s this one.

Mint is a free personal finance application that can help you compare your bank accounts, credit cards, CDs, brokerage and 401(k) to the best products out there. It offers a visual representation of your finances and is very easy to set up. Use it to manage your budget, get credit card advice and understand investing.

Here’s a great video showcasing an overview of Mint’s features:

For some helpful tips on how to use Mint, check out Bakari’s article on How To Use Mint To Manage Your Budget & Spendings Online.

Thrive

Thrive (directory app) is also a great application if you’re looking for a simple way to keep track of your spending. With Thrive, you get an overall Financial Health score, which is one number that shows you how financially fit you are. It also shows you scores in other areas and offers you advice on how to make improvements.

style="text-align: center;">

Thrive breaks down your spending for you and shows you where you can save. Compare your current budget to last month’s, as well as view a six month average and target budgets to follow.

Texthog

Looking for an even simpler way to track expenses? Texthog (directory app) lets you easily store, organize and access your receipts, expense reports and more via text message, the web, your email, iPhone and even Twitter.

style="text-align: center;">

A Texthog free account gives one user the ability to track expenses, view unlimited reports and get budget/bill reminders. Take a photo of your receipts and utilize tags and categories to keep track of everything.

To check out Texthog on your iPhone, you can find the application on iTunes.

Venmo

Speaking of text messages, have you heard of Venmo? Venmo (directory app) is a nice little app that lets you pay and charge friends with your phone. Send and receive secure payments by linking your card to your account. This allows you to settle small loans you give/get by eliminating paper transactions for small amounts of money.

style="text-align: center;">

To use Venmo, all you do is create an account. You can then send and receive money to other accounts simply by using text commands in SMS. Accept a “trust” request from your friends and make transactions without having to authorize them by texting a 3 digit code.

This is a pretty solid application that I have been using a lot lately with my friends/coworkers. It’s great for when a bunch of you are out to lunch and not everyone has cash on them. “I’ll just put it on my card and Venmo you all afterwards.”

Owe Me Cash

style="text-align: center;">

Owe Me Cash is a nice app I found recently that is also very easy to use. If someone owes you money, you just sign into Owe Me Cash with your Twitter, Facebook, OpenID, or regular account and tell the app about the debt. The app will send automatic reminders to those that owe you money by phone, text and email, so you can get paid!

This app is more fun than serious, but it doubles as an easy way to keep track of who owes you what. Let the app bug your friends to pay you so you don’t have to do it yourself – it’s a win-win.

Conclusion

With these applications, your finances will never look better. Say goodbye to paper money and change.

What do you think of these money-managing applications? Will you be using any of them?

Image Credit: marema


bench craft company scam

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Miller returns to net tonight - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Last Look: Style <b>News</b> You Might Have Missed (PHOTOS, POLL)

Welcome to Last Look, where we round up the Style scraps that didn't make it to our news page this week. Click through and catch up on what else happened since Monday!


bench craft company scam

Real Estate <b>News</b>: Home Mortgage Rates Stabilize - Developments - WSJ

Here is a look at real-estate news in today's WSJ:

Miller returns to net tonight - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Last Look: Style <b>News</b> You Might Have Missed (PHOTOS, POLL)

Welcome to Last Look, where we round up the Style scraps that didn't make it to our news page this week. Click through and catch up on what else happened since Monday!


bench craft company scam

Friday, November 19, 2010

Money Making Websites

bench craft company rip off

The Best in the Business by fitness360


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

The Best in the Business by fitness360


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

The Best in the Business by fitness360


bench craft company rip off
bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

autosport.com - F1 <b>News</b>: Rosberg: Pirellis won&#39;t help Mercedes

Nico Rosberg doubts the new Pirelli tyres will do anything to ease the difficulties Mercedes suffered with front-tyre grip on the 2010 Bridgestones, after the Formula 1 teams tried the 2011 rubber for the first time in Abu Dhabi today.


bench craft company rip off

Lions vs. Cowboys: Good <b>News</b> On The Injury Front; Dez Bryant Is <b>...</b>

The Dallas Cowboys get some veterans back in practice, and Dez Bryant is a violent man.

Middle East violence increases « Liveshots

Another cycle of violence in the Middle East as Israel strikes targets in Gaza in retaliation.

EA launching Facebook golf game PC <b>News</b> - Page 1 | Eurogamer.net

Read our PC news of EA launching Facebook golf game.


bench craft company rip off

Fox <b>News</b> Commentators Caught On Camera Mocking Sarah Palin&#39;s Show <b>...</b>

WASHINGTON -- The Fox News channel has been something of a safe haven for Sarah Palin, the type of outlet that provided the former Alaska Governor not only with a friendly audience but similarly kind questions.

Rivet returning to lineup - Sabres Edge - Blogs - The Buffalo <b>News</b>

The Buffalo News updated every day with news from Buffalo, New York. Links to national and business news, entertainment listings, recipes, sports teams, classified ads, death notices.

Fox <b>News</b> President: Jon Stewart Is Crazy And NPR Is Run By Nazis <b>...</b>

The second part of The Daily Beast's interview with Fox News president Roger Ailes is out today, and Ailes' encore doesn't disappoint. He responded harshly to Jon Stewart's pervasive criticism of cable news and had some tough, ...


bench craft company rip off

<b>News</b> Corp developing a tablet-exclusive publication

News Corp Logo Reuters is reporting that News Corp, the world's third-largest media conglomerate, has confirmed they will be releasing a news publication developed specifically for tablet computers like the iPad. "It's a tablet-only ...

The Tools of Ignorance: Friday <b>News</b> - Pinstripe Alley

A big offer, the big man's snub, a little trade, and a call for a dose of sanity.

Movie <b>News</b> Quick Hits: Leonardo DiCaprio to Star in New JFK <b>...</b>

Do you find Wall-E and Eve so adorable you just want to eat them? Now you can thanks to Charm City Cakes. - Warner Bros.


bench craft company rip off

Thursday, November 18, 2010

Secrets to Making Money

eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger

Good <b>News</b>, College Grads (Except Lawyers)!

Moderately good news, unemployed college graduates! A new report on hiring trends says that hiring of graduates with bachelor's degrees or MBAs will surge by 10% next year. Green shoots! As long as you didn't go to law school.

Great <b>News</b>: The Donald May Agree to be President « Hot Air

During a longer video with Fox News (video) The Donald goes into more detail about how the world has lost respect for America under the Obama administration, as well as the need for his type of “finesse” to be a truly effective ...

Sarah Palin on Fox <b>News</b> Watch | Palin Attacked On Fox <b>News</b> | Video <b>...</b>

The Fox News Watch crew better learn to watch when the camera is rolling from now on, because they might soon feel the wrath of the Mama Grizzly. Nevermind that Sarah Palin is their Fox News co-worker and a likely contender for the ...


eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger

Good <b>News</b>, College Grads (Except Lawyers)!

Moderately good news, unemployed college graduates! A new report on hiring trends says that hiring of graduates with bachelor's degrees or MBAs will surge by 10% next year. Green shoots! As long as you didn't go to law school.

Great <b>News</b>: The Donald May Agree to be President « Hot Air

During a longer video with Fox News (video) The Donald goes into more detail about how the world has lost respect for America under the Obama administration, as well as the need for his type of “finesse” to be a truly effective ...

Sarah Palin on Fox <b>News</b> Watch | Palin Attacked On Fox <b>News</b> | Video <b>...</b>

The Fox News Watch crew better learn to watch when the camera is rolling from now on, because they might soon feel the wrath of the Mama Grizzly. Nevermind that Sarah Palin is their Fox News co-worker and a likely contender for the ...


eric seiger

Good <b>News</b>, College Grads (Except Lawyers)!

Moderately good news, unemployed college graduates! A new report on hiring trends says that hiring of graduates with bachelor's degrees or MBAs will surge by 10% next year. Green shoots! As long as you didn't go to law school.

Great <b>News</b>: The Donald May Agree to be President « Hot Air

During a longer video with Fox News (video) The Donald goes into more detail about how the world has lost respect for America under the Obama administration, as well as the need for his type of “finesse” to be a truly effective ...

Sarah Palin on Fox <b>News</b> Watch | Palin Attacked On Fox <b>News</b> | Video <b>...</b>

The Fox News Watch crew better learn to watch when the camera is rolling from now on, because they might soon feel the wrath of the Mama Grizzly. Nevermind that Sarah Palin is their Fox News co-worker and a likely contender for the ...


eric seiger

Good <b>News</b>, College Grads (Except Lawyers)!

Moderately good news, unemployed college graduates! A new report on hiring trends says that hiring of graduates with bachelor's degrees or MBAs will surge by 10% next year. Green shoots! As long as you didn't go to law school.

Great <b>News</b>: The Donald May Agree to be President « Hot Air

During a longer video with Fox News (video) The Donald goes into more detail about how the world has lost respect for America under the Obama administration, as well as the need for his type of “finesse” to be a truly effective ...

Sarah Palin on Fox <b>News</b> Watch | Palin Attacked On Fox <b>News</b> | Video <b>...</b>

The Fox News Watch crew better learn to watch when the camera is rolling from now on, because they might soon feel the wrath of the Mama Grizzly. Nevermind that Sarah Palin is their Fox News co-worker and a likely contender for the ...


eric seiger
eric seiger

Creating Money &amp; Relationships Class - Real Power Coaching by JoyfulWisdom


eric seiger
eric seiger

Good <b>News</b>, College Grads (Except Lawyers)!

Moderately good news, unemployed college graduates! A new report on hiring trends says that hiring of graduates with bachelor's degrees or MBAs will surge by 10% next year. Green shoots! As long as you didn't go to law school.

Great <b>News</b>: The Donald May Agree to be President « Hot Air

During a longer video with Fox News (video) The Donald goes into more detail about how the world has lost respect for America under the Obama administration, as well as the need for his type of “finesse” to be a truly effective ...

Sarah Palin on Fox <b>News</b> Watch | Palin Attacked On Fox <b>News</b> | Video <b>...</b>

The Fox News Watch crew better learn to watch when the camera is rolling from now on, because they might soon feel the wrath of the Mama Grizzly. Nevermind that Sarah Palin is their Fox News co-worker and a likely contender for the ...


Wednesday, November 17, 2010

personal finance budgeting




Conduct a Financial Fire Drill to Assess Financial Health





We conduct fire drills to ensure fire warning systems are functional and that building occupants know what to do in the event of a fire-related emergency. Apply that same type of stress test to your money with a financial fire drill.

Photo by Steve Snodgrass.


Finance and frugality blog Frugal Dad urges us to take stock of our financial health by conducting a financial fire drill. Just like a real fire drill helps you run through a dangerous scenario without risk—"Who put the file cabinets in front of the fire exit?"—a financial fire drill shows you how effective your escape routes are and how big your safety net is.


You'll need to gather up all your bills, take stock of your savings and emergency fund, and head over the Frugal Dad to run through their financial fire drill checklist—which includes great tips like making a slash-and-burn list of non-essential services you can cancel the minute you get laid off or in other financial trouble.






If you die owing money, that means you won the game of life. But some folks harbor a silly fantasy of actually clawing their way out of the imploded Chilean mines of debt they've created for themselves. They put themselves on a budget, hope for job security and the eventual reinstatement of raises and map out exactly when they might taste the financial freedom all too few get to taste.



Personal Finance blogger Girl with the Red Balloon, who is chipping away at more than $16,000 of student loan debt on a $24,000 salary says she'll be out of debt June 1, 2013. She uses the far-off date as encouragement to stay focused on her frugality.



How much debt are you in, and if you plan on getting out of it one day, when do you hope that will be?



Debt Free Date [Girl with the Red Balloon]







alpine payment systems scam

Good <b>news</b>: Feds to ban caffeinated alcoholic drinks for some <b>...</b>

Good news: Feds to ban caffeinated alcoholic drinks for some reason.

Eva Longoria Files for Divorce from Tony Parker | TMZ.com

MAKE TMZ MY HOMEPAGE; TMZ RSS/XML � iPHONE APP � ANDROID APP � TEXT ALERT � FACEBOOK � MYSPACE � TWITTER � YOUTUBE � TIPS � Sign In | Sign Up. HOT SEARCHES: Sebastian Bach | Princess Diana | Brittny Gastineau � TMZ AOL News ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...



Finicity.com Blog by Finicity.com


Good <b>news</b>: Feds to ban caffeinated alcoholic drinks for some <b>...</b>

Good news: Feds to ban caffeinated alcoholic drinks for some reason.

Eva Longoria Files for Divorce from Tony Parker | TMZ.com

MAKE TMZ MY HOMEPAGE; TMZ RSS/XML � iPHONE APP � ANDROID APP � TEXT ALERT � FACEBOOK � MYSPACE � TWITTER � YOUTUBE � TIPS � Sign In | Sign Up. HOT SEARCHES: Sebastian Bach | Princess Diana | Brittny Gastineau � TMZ AOL News ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...


alpine payment systems scam

Good <b>news</b>: Feds to ban caffeinated alcoholic drinks for some <b>...</b>

Good news: Feds to ban caffeinated alcoholic drinks for some reason.

Eva Longoria Files for Divorce from Tony Parker | TMZ.com

MAKE TMZ MY HOMEPAGE; TMZ RSS/XML � iPHONE APP � ANDROID APP � TEXT ALERT � FACEBOOK � MYSPACE � TWITTER � YOUTUBE � TIPS � Sign In | Sign Up. HOT SEARCHES: Sebastian Bach | Princess Diana | Brittny Gastineau � TMZ AOL News ...

The Inevitable Taiwanese <b>News</b> Animation about the TSA&#39;s Touching <b>...</b>

Does anyone know if this animation, or any of these CGI clips from NMA.tv, actually appeared on TV news in Taiwan? Because their website seems more like it's mostly an online thing - I would love to see video of this actually being ...


Making Money Guide



Auburn (AP)– No one knows how many more twists the Cam Newton saga still holds. But everyone has a pretty good idea where he will be when it’s over, regardless of how it ends: cashing paychecks in the NFL.


It barely matters whether Auburn’s star quarterback did all the things that have recently been alleged, or none of them. Recruiting violations are the college sports equivalent of a victimless crime. Nobody really gets hurt.


Universities that get caught red-handed may have to hand back trophies, take down some banners and delete a few pages from the media guide. But if you hooked up the athletic directors at those schools to lie detectors — and for even more fun, the presidents who enable them — all of them would swear it was worth it. So would their fans.


Championships are a lot rarer than recruiting violations. Win the former and people will tolerate plenty of the latter. The Southeastern Conference is practically a testament to that.


This season hadn’t even begun when word spread of NCAA investigations into “extra benefits” handed out by unscrupulous agents to players at North Carolina and four SEC schools. Alabama coach Nick Saban cluelessly likened those agents to “pimps,” though the only distinction in some cases is whether the players get the benefits once they’re in school or before they arrive.


Coach Gene Chizik angrily pushed back at suggestions that Auburn gave Newton anything beyond a scholarship — “pure garbage,” he labeled them — and there’s no reason so far not to believe him. Auburn athletic director Jay Jacobs called it “sad and unfortunate,” and there’s no arguing with that, no matter what happens from here on.


Newton is, by all accounts, a poised, gregarious kid who is making the most of his second chance. He got stalled in the quarterback queue behind Tim Tebow at Florida, then got caught in possession of a stolen laptop his freshman year. The following spring, according to another report, he was facing possible academic expulsion after getting caught cheating three times.


Newton said previously he left Florida and enrolled in Blinn Junior College, where he led the team to a national title in 2009, because Tebow was coming back for his senior year. Either way, he took responsibility for those problems, getting his grades up and taking part in a pretrial program that resulted in the theft charges being dropped.


Newton was right to insist those problems were in the past.


“I’m not going to entertain something that took place not three months, not six months, not a year but two years ago,” he said Tuesday, when asked about the cheating allegations. “I’m not going to sit up here and say anything about it, whether I did or did not do it, because I don’t want to beat a dead horse talking about it.”


Newton spoke calmly, even smiling occasionally as he handled the question. But later Tuesday night, ESPN.com reported that both Newton and his father, Cecil, told Mississippi State recruiters in separate phone calls about what sounded like a pay-for-play scheme. The details, including Newton telling one of them that his father selected Auburn for him because “the money was too much,” have been in the hands of SEC investigators for months.


The Newtons have denied any wrongdoing in the recruitment process. And a source told The Associated Press that an internal review by Auburn officials of phone and e-mail records showed no contact with Kenny Rogers, identified by ESPN.com as the former Mississippi State player who initiated the pay-for-play talks.


“This is a character assassination attempt,” Cecil Newton said earlier Tuesday on a radio show. “Who is going to profit and why are they are going to profit? We sure don’t.”


If that’s true, the Newtons might be the only party in this mess who won’t turn a profit — at least not until Cam Newton decides when to make himself eligible for the NFL draft.


In the meantime, he’s vaulted himself to the top of the Heisman Trophy race and almost single-handedly nudged the Tigers into the national championship picture. And if Newton handles the distractions as capably going forward — beginning Saturday against Georgia — as he has so far, well, few people will remember, let alone care, how Auburn got there.


That was the lesson of Reggie Bush’s stay at USC and what goes on to some degree or other at just about every school that’s running a football factory. Constructing a minor-league system for the NFL has turned out to be a profitable sideline, even if it sometimes means having to hold your nose.


RELATED:


John Lucas: Paying college athletes a good thing


Dr. Boyce: NCAA athletes suing for their money


Share this post on Facebook! CLICK HERE:



Amazon is selling a self-published book defending pedophiles, sparking discussions about the retailer's obligation to vet items before they are sold in its online stores, and threats of boycott from Amazon customers if the book is not removed.

The book, "The Pedophile's Guide to Love and Pleasure: a Child-lover's Code of Conduct" by Philip R. Greaves II, offers advice to pedophiles afraid of becoming the center of retaliation. It is an electronic book available for Amazon.com Inc.'s Kindle e-reader.

The author's description (misspellings included) reads:

"This is my attempt to make pedophile situations safer for those juveniles that find themselves involved in them, by establishing certian rules for these adults to follow. I hope to achieve this by appealing to the better nature of pedosexuals, with hope that their doing so will result in less hatred and perhaps liter sentences should they ever be caught."

Amazon issued a statement that will no doubt fuel the outraged comments multiplying on the "Pedophile's Guide" Amazon page. "Amazon believes it is censorship not to sell certain books simply because we or others believe their message is objectionable," it reads. "Amazon does not support or promote hatred or criminal acts, however, we do support the right of every individual to make their own purchasing decisions."

As a private company, Amazon has the right to sell whatever it wants as long as it's legal, and as such, offers books that cater to Holocaust deniers and other hate groups, as well as graphic dog fighting and cock fighting videos. Adult (legal) pornography, while available in book and magazine form, is not permitted in the Kindle e-reader store. This is possibly because of its iTunes partnership with the notoriously porn-free Apple which removed both "Ulysses" and the "Kama Sutra" from its own book store.

A customer review on the "Pedophile's Guide" Amazon page written by "Outraged Mother" reads, "The line of immorality is at best a zone with ill defined boundaries. Whatever. This crosses into the unsavory and shameful side of the zone. Take it down."

"There is a point when, even though a company has a no-censorship policy, that selling certain books is simply wrong," reads "Disgusting Abomination," another customer review. "Not censoring is one thing, and I commend that, but choosing to sell this book on a site that accessed by millions of people (including children) daily is reprehensible. This is a disgusting choice you have made, Amazon. Whatever money you are making off this book can't be worth the ire you are receiving for selling it."

In an unexplained turn of events, more than 103 customer reviews populated the "Pedophile's Guide" page earlier today, when news first broke about the book's availability, but dropped down to less than 30 by late afternoon. The number of reviews has since grown to over 60.

As news and outrage about the book spread, the first (presumed) Internet jokester chimed in with "A fantastic guide," the first five star review:

"I can't thank Amazon enough for keeping this great work of literature up for those of us with 'special tastes.' The instructions and images in the guide were extremely insightful and led to a wonderful experience for both myself and my partner. Thank you for protecting free speech, Amazon!"

In 2002, Amazon.com cited the First Amendment as justification for offering another book that advocates adult-child sex, "Understanding Loved Boys and Boylovers," by David L. Riegel. Further, the paperback book is still available on the site.

At that time, Amazon stated, "Our goal is to support freedom of expression and to provide customers with the broadest selection possible so they can find, discover, and buy any title they might be seeking."

An Amazon employee emphasized that "Understanding Loved Boys and Boylovers" was "not a 'how-to' manual for molesting children. The author simply expresses his point of view about what he feels are misunderstood."

"Pedophile's Guide" has also triggered mounting outrage on Twitter and beyond. A chorus of Twitter users is calling for Amazon to pull the book, and a campaign to push the hashtag #BoycottAmazon into Twitter's top trends is underway.

A keyword search for "Amazon" on the microblogging network reveals a growing number of retweets featuring Amazon's contact info and urges to keep calling and e-mailing "until the book is removed."


source


benchcraft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


benchcraft company scam


Auburn (AP)– No one knows how many more twists the Cam Newton saga still holds. But everyone has a pretty good idea where he will be when it’s over, regardless of how it ends: cashing paychecks in the NFL.


It barely matters whether Auburn’s star quarterback did all the things that have recently been alleged, or none of them. Recruiting violations are the college sports equivalent of a victimless crime. Nobody really gets hurt.


Universities that get caught red-handed may have to hand back trophies, take down some banners and delete a few pages from the media guide. But if you hooked up the athletic directors at those schools to lie detectors — and for even more fun, the presidents who enable them — all of them would swear it was worth it. So would their fans.


Championships are a lot rarer than recruiting violations. Win the former and people will tolerate plenty of the latter. The Southeastern Conference is practically a testament to that.


This season hadn’t even begun when word spread of NCAA investigations into “extra benefits” handed out by unscrupulous agents to players at North Carolina and four SEC schools. Alabama coach Nick Saban cluelessly likened those agents to “pimps,” though the only distinction in some cases is whether the players get the benefits once they’re in school or before they arrive.


Coach Gene Chizik angrily pushed back at suggestions that Auburn gave Newton anything beyond a scholarship — “pure garbage,” he labeled them — and there’s no reason so far not to believe him. Auburn athletic director Jay Jacobs called it “sad and unfortunate,” and there’s no arguing with that, no matter what happens from here on.


Newton is, by all accounts, a poised, gregarious kid who is making the most of his second chance. He got stalled in the quarterback queue behind Tim Tebow at Florida, then got caught in possession of a stolen laptop his freshman year. The following spring, according to another report, he was facing possible academic expulsion after getting caught cheating three times.


Newton said previously he left Florida and enrolled in Blinn Junior College, where he led the team to a national title in 2009, because Tebow was coming back for his senior year. Either way, he took responsibility for those problems, getting his grades up and taking part in a pretrial program that resulted in the theft charges being dropped.


Newton was right to insist those problems were in the past.


“I’m not going to entertain something that took place not three months, not six months, not a year but two years ago,” he said Tuesday, when asked about the cheating allegations. “I’m not going to sit up here and say anything about it, whether I did or did not do it, because I don’t want to beat a dead horse talking about it.”


Newton spoke calmly, even smiling occasionally as he handled the question. But later Tuesday night, ESPN.com reported that both Newton and his father, Cecil, told Mississippi State recruiters in separate phone calls about what sounded like a pay-for-play scheme. The details, including Newton telling one of them that his father selected Auburn for him because “the money was too much,” have been in the hands of SEC investigators for months.


The Newtons have denied any wrongdoing in the recruitment process. And a source told The Associated Press that an internal review by Auburn officials of phone and e-mail records showed no contact with Kenny Rogers, identified by ESPN.com as the former Mississippi State player who initiated the pay-for-play talks.


“This is a character assassination attempt,” Cecil Newton said earlier Tuesday on a radio show. “Who is going to profit and why are they are going to profit? We sure don’t.”


If that’s true, the Newtons might be the only party in this mess who won’t turn a profit — at least not until Cam Newton decides when to make himself eligible for the NFL draft.


In the meantime, he’s vaulted himself to the top of the Heisman Trophy race and almost single-handedly nudged the Tigers into the national championship picture. And if Newton handles the distractions as capably going forward — beginning Saturday against Georgia — as he has so far, well, few people will remember, let alone care, how Auburn got there.


That was the lesson of Reggie Bush’s stay at USC and what goes on to some degree or other at just about every school that’s running a football factory. Constructing a minor-league system for the NFL has turned out to be a profitable sideline, even if it sometimes means having to hold your nose.


RELATED:


John Lucas: Paying college athletes a good thing


Dr. Boyce: NCAA athletes suing for their money


Share this post on Facebook! CLICK HERE:



Amazon is selling a self-published book defending pedophiles, sparking discussions about the retailer's obligation to vet items before they are sold in its online stores, and threats of boycott from Amazon customers if the book is not removed.

The book, "The Pedophile's Guide to Love and Pleasure: a Child-lover's Code of Conduct" by Philip R. Greaves II, offers advice to pedophiles afraid of becoming the center of retaliation. It is an electronic book available for Amazon.com Inc.'s Kindle e-reader.

The author's description (misspellings included) reads:

"This is my attempt to make pedophile situations safer for those juveniles that find themselves involved in them, by establishing certian rules for these adults to follow. I hope to achieve this by appealing to the better nature of pedosexuals, with hope that their doing so will result in less hatred and perhaps liter sentences should they ever be caught."

Amazon issued a statement that will no doubt fuel the outraged comments multiplying on the "Pedophile's Guide" Amazon page. "Amazon believes it is censorship not to sell certain books simply because we or others believe their message is objectionable," it reads. "Amazon does not support or promote hatred or criminal acts, however, we do support the right of every individual to make their own purchasing decisions."

As a private company, Amazon has the right to sell whatever it wants as long as it's legal, and as such, offers books that cater to Holocaust deniers and other hate groups, as well as graphic dog fighting and cock fighting videos. Adult (legal) pornography, while available in book and magazine form, is not permitted in the Kindle e-reader store. This is possibly because of its iTunes partnership with the notoriously porn-free Apple which removed both "Ulysses" and the "Kama Sutra" from its own book store.

A customer review on the "Pedophile's Guide" Amazon page written by "Outraged Mother" reads, "The line of immorality is at best a zone with ill defined boundaries. Whatever. This crosses into the unsavory and shameful side of the zone. Take it down."

"There is a point when, even though a company has a no-censorship policy, that selling certain books is simply wrong," reads "Disgusting Abomination," another customer review. "Not censoring is one thing, and I commend that, but choosing to sell this book on a site that accessed by millions of people (including children) daily is reprehensible. This is a disgusting choice you have made, Amazon. Whatever money you are making off this book can't be worth the ire you are receiving for selling it."

In an unexplained turn of events, more than 103 customer reviews populated the "Pedophile's Guide" page earlier today, when news first broke about the book's availability, but dropped down to less than 30 by late afternoon. The number of reviews has since grown to over 60.

As news and outrage about the book spread, the first (presumed) Internet jokester chimed in with "A fantastic guide," the first five star review:

"I can't thank Amazon enough for keeping this great work of literature up for those of us with 'special tastes.' The instructions and images in the guide were extremely insightful and led to a wonderful experience for both myself and my partner. Thank you for protecting free speech, Amazon!"

In 2002, Amazon.com cited the First Amendment as justification for offering another book that advocates adult-child sex, "Understanding Loved Boys and Boylovers," by David L. Riegel. Further, the paperback book is still available on the site.

At that time, Amazon stated, "Our goal is to support freedom of expression and to provide customers with the broadest selection possible so they can find, discover, and buy any title they might be seeking."

An Amazon employee emphasized that "Understanding Loved Boys and Boylovers" was "not a 'how-to' manual for molesting children. The author simply expresses his point of view about what he feels are misunderstood."

"Pedophile's Guide" has also triggered mounting outrage on Twitter and beyond. A chorus of Twitter users is calling for Amazon to pull the book, and a campaign to push the hashtag #BoycottAmazon into Twitter's top trends is underway.

A keyword search for "Amazon" on the microblogging network reveals a growing number of retweets featuring Amazon's contact info and urges to keep calling and e-mailing "until the book is removed."


source


bench craft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

bench craft company scam

18th C Dutch Delft Chinoiserie De Lampetkan Vase #1 yqz Sold on eBay by Million Dollar Power Seller Norb Novocin User Name estateauctionsinc by gettingsoldonebay


benchcraft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam


Auburn (AP)– No one knows how many more twists the Cam Newton saga still holds. But everyone has a pretty good idea where he will be when it’s over, regardless of how it ends: cashing paychecks in the NFL.


It barely matters whether Auburn’s star quarterback did all the things that have recently been alleged, or none of them. Recruiting violations are the college sports equivalent of a victimless crime. Nobody really gets hurt.


Universities that get caught red-handed may have to hand back trophies, take down some banners and delete a few pages from the media guide. But if you hooked up the athletic directors at those schools to lie detectors — and for even more fun, the presidents who enable them — all of them would swear it was worth it. So would their fans.


Championships are a lot rarer than recruiting violations. Win the former and people will tolerate plenty of the latter. The Southeastern Conference is practically a testament to that.


This season hadn’t even begun when word spread of NCAA investigations into “extra benefits” handed out by unscrupulous agents to players at North Carolina and four SEC schools. Alabama coach Nick Saban cluelessly likened those agents to “pimps,” though the only distinction in some cases is whether the players get the benefits once they’re in school or before they arrive.


Coach Gene Chizik angrily pushed back at suggestions that Auburn gave Newton anything beyond a scholarship — “pure garbage,” he labeled them — and there’s no reason so far not to believe him. Auburn athletic director Jay Jacobs called it “sad and unfortunate,” and there’s no arguing with that, no matter what happens from here on.


Newton is, by all accounts, a poised, gregarious kid who is making the most of his second chance. He got stalled in the quarterback queue behind Tim Tebow at Florida, then got caught in possession of a stolen laptop his freshman year. The following spring, according to another report, he was facing possible academic expulsion after getting caught cheating three times.


Newton said previously he left Florida and enrolled in Blinn Junior College, where he led the team to a national title in 2009, because Tebow was coming back for his senior year. Either way, he took responsibility for those problems, getting his grades up and taking part in a pretrial program that resulted in the theft charges being dropped.


Newton was right to insist those problems were in the past.


“I’m not going to entertain something that took place not three months, not six months, not a year but two years ago,” he said Tuesday, when asked about the cheating allegations. “I’m not going to sit up here and say anything about it, whether I did or did not do it, because I don’t want to beat a dead horse talking about it.”


Newton spoke calmly, even smiling occasionally as he handled the question. But later Tuesday night, ESPN.com reported that both Newton and his father, Cecil, told Mississippi State recruiters in separate phone calls about what sounded like a pay-for-play scheme. The details, including Newton telling one of them that his father selected Auburn for him because “the money was too much,” have been in the hands of SEC investigators for months.


The Newtons have denied any wrongdoing in the recruitment process. And a source told The Associated Press that an internal review by Auburn officials of phone and e-mail records showed no contact with Kenny Rogers, identified by ESPN.com as the former Mississippi State player who initiated the pay-for-play talks.


“This is a character assassination attempt,” Cecil Newton said earlier Tuesday on a radio show. “Who is going to profit and why are they are going to profit? We sure don’t.”


If that’s true, the Newtons might be the only party in this mess who won’t turn a profit — at least not until Cam Newton decides when to make himself eligible for the NFL draft.


In the meantime, he’s vaulted himself to the top of the Heisman Trophy race and almost single-handedly nudged the Tigers into the national championship picture. And if Newton handles the distractions as capably going forward — beginning Saturday against Georgia — as he has so far, well, few people will remember, let alone care, how Auburn got there.


That was the lesson of Reggie Bush’s stay at USC and what goes on to some degree or other at just about every school that’s running a football factory. Constructing a minor-league system for the NFL has turned out to be a profitable sideline, even if it sometimes means having to hold your nose.


RELATED:


John Lucas: Paying college athletes a good thing


Dr. Boyce: NCAA athletes suing for their money


Share this post on Facebook! CLICK HERE:



Amazon is selling a self-published book defending pedophiles, sparking discussions about the retailer's obligation to vet items before they are sold in its online stores, and threats of boycott from Amazon customers if the book is not removed.

The book, "The Pedophile's Guide to Love and Pleasure: a Child-lover's Code of Conduct" by Philip R. Greaves II, offers advice to pedophiles afraid of becoming the center of retaliation. It is an electronic book available for Amazon.com Inc.'s Kindle e-reader.

The author's description (misspellings included) reads:

"This is my attempt to make pedophile situations safer for those juveniles that find themselves involved in them, by establishing certian rules for these adults to follow. I hope to achieve this by appealing to the better nature of pedosexuals, with hope that their doing so will result in less hatred and perhaps liter sentences should they ever be caught."

Amazon issued a statement that will no doubt fuel the outraged comments multiplying on the "Pedophile's Guide" Amazon page. "Amazon believes it is censorship not to sell certain books simply because we or others believe their message is objectionable," it reads. "Amazon does not support or promote hatred or criminal acts, however, we do support the right of every individual to make their own purchasing decisions."

As a private company, Amazon has the right to sell whatever it wants as long as it's legal, and as such, offers books that cater to Holocaust deniers and other hate groups, as well as graphic dog fighting and cock fighting videos. Adult (legal) pornography, while available in book and magazine form, is not permitted in the Kindle e-reader store. This is possibly because of its iTunes partnership with the notoriously porn-free Apple which removed both "Ulysses" and the "Kama Sutra" from its own book store.

A customer review on the "Pedophile's Guide" Amazon page written by "Outraged Mother" reads, "The line of immorality is at best a zone with ill defined boundaries. Whatever. This crosses into the unsavory and shameful side of the zone. Take it down."

"There is a point when, even though a company has a no-censorship policy, that selling certain books is simply wrong," reads "Disgusting Abomination," another customer review. "Not censoring is one thing, and I commend that, but choosing to sell this book on a site that accessed by millions of people (including children) daily is reprehensible. This is a disgusting choice you have made, Amazon. Whatever money you are making off this book can't be worth the ire you are receiving for selling it."

In an unexplained turn of events, more than 103 customer reviews populated the "Pedophile's Guide" page earlier today, when news first broke about the book's availability, but dropped down to less than 30 by late afternoon. The number of reviews has since grown to over 60.

As news and outrage about the book spread, the first (presumed) Internet jokester chimed in with "A fantastic guide," the first five star review:

"I can't thank Amazon enough for keeping this great work of literature up for those of us with 'special tastes.' The instructions and images in the guide were extremely insightful and led to a wonderful experience for both myself and my partner. Thank you for protecting free speech, Amazon!"

In 2002, Amazon.com cited the First Amendment as justification for offering another book that advocates adult-child sex, "Understanding Loved Boys and Boylovers," by David L. Riegel. Further, the paperback book is still available on the site.

At that time, Amazon stated, "Our goal is to support freedom of expression and to provide customers with the broadest selection possible so they can find, discover, and buy any title they might be seeking."

An Amazon employee emphasized that "Understanding Loved Boys and Boylovers" was "not a 'how-to' manual for molesting children. The author simply expresses his point of view about what he feels are misunderstood."

"Pedophile's Guide" has also triggered mounting outrage on Twitter and beyond. A chorus of Twitter users is calling for Amazon to pull the book, and a campaign to push the hashtag #BoycottAmazon into Twitter's top trends is underway.

A keyword search for "Amazon" on the microblogging network reveals a growing number of retweets featuring Amazon's contact info and urges to keep calling and e-mailing "until the book is removed."


source


benchcraft company scam

18th C Dutch Delft Chinoiserie De Lampetkan Vase #1 yqz Sold on eBay by Million Dollar Power Seller Norb Novocin User Name estateauctionsinc by gettingsoldonebay


benchcraft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


benchcraft company scam

18th C Dutch Delft Chinoiserie De Lampetkan Vase #1 yqz Sold on eBay by Million Dollar Power Seller Norb Novocin User Name estateauctionsinc by gettingsoldonebay


bench craft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


bench craft company scam

The American Spectator : AmSpecBlog : Fox <b>News</b> Contributors Mock <b>...</b>

On the video, Miller, Trotter, Scott, Newsday columnist Ellis Henican and Fox News contributor James Pinkerton are seen preparing to go on the air when Miller says, "Oh, I do have something to say about Palin. I even prepared it. ...

Breaking <b>News</b>: Humanities in Decline! Film at 11. — Crooked Timber

But I just don't know of any realm of human endeavor in which a precipitous decline from 1967 to 1987, followed by a couple of decades of stability, counts as breaking news. It's the equivalent of saying “sales of Sgt. Pepper posters ...

Energy Drinks Linked to Alcohol Problems - Health <b>News</b> - Health.com

College students who consume nonalcoholic energy drinks such as Red Bull at least once a week are more than twice as likely as their peers to show signs of alcohol dependence, according to a new study.


how to lose weight fast benchcraft company scam
benchcraft company scam

18th C Dutch Delft Chinoiserie De Lampetkan Vase #1 yqz Sold on eBay by Million Dollar Power Seller Norb Novocin User Name estateauctionsinc by gettingsoldonebay


bench craft company scam