Where can I find some of those class action suits to join? Just tell me and I’ll join it! I completed the online app regarding one case (the one from WA also has something they’ve listed on their website in Phx. court) I’ve never heard a word back from them. I called the law firm here in Phx., and they referred me to the WA office. They said the WA office was taking the lead on the case. All I got was a recording. That was in mid-Nov. I’m not sure if I’m going to be part of the case or not. I don’t know if you can be part of several cases or not?
Also, where can I get me one of those forensic real estate specialists. I’m pretty sure I will be forced at some point to sue BofA to get them to make an adult decision on my modification. It’s obvious that they are just playing games with my modification. I can’t imagine the (mostly lawyers?) legislators that created HAMP allowing the banks to continue to apply (mostly late) fees to the accounts of folks who have applied for a modification month after month after month forever or for an indefinite period. Also, what I’m seeing is fees that escalate over time, as in, $29/mo. for the first 3 months; $59/mo. for the second 3 months; $89 for the third 3 months. I don’t know if or when the fees cap out. So far, I’ve never been late and never missed a payment. In fact, for a period of 3 months, they had a full amount extra payment which they got due to a failure of humans to communicate properly with a computer. I requested that they return the amount they got by mistake, but the bank continued to “study” whether I’m entitled to my own money until I had another payment due that had not been prearranged as part of my “trial” period. The overpayment was in April, but I told them I would not be sending my July payment in since they already have the money to cover the July payment. They got the money in April.
About a month ago they were saying that I owed them over $1,600. I applied for my mod in January; BofA received my completed package on Feb. 12, 2010; my “trial” amount was $107.79 less than my normal mtg amount was. My point is, BofA is obviously taking advantage, and it is to their advantage to keep the homeowner dangling for as long as legally possible and then deny them but demand both the lost principle and interest AND escalating late fees generated by their delaying tactics. Sure wish I knew a forensic real estate specialist or a lawyer who could not only win, but would either be affordable or get the bank to pay my legal fees, who could tell me if any of the banks tactics are legal.
ThinkFast: January 4, 2010
President Obama, on his way home from Hawaii, offered an assessment of how Republicans will act in the opening months of 2011, saying he expects they will “play to their base for a certain period of time.” He still retained some optimism, however. “My expectation, my hope is that John Boehner and Mitch McConnell will realize that there will be plenty of time to campaign for 2012 in 2012.”
In a letter to House Speaker John Boehner (R-OH) yesterday, Senate Democratic leadership said “we will block” in the Senate any attempt by the House to “move forward with a repeal of the health care law.” Particularly concerned over the elimination of the “donut hole” Medicare fix, Democrats said the law “is too important to be treated as collateral damage in a partisan mission.”
House Republicans, led by Rep. Darrell Issa (R-CA), have announced a list of investigations they hope “could embarrass the Obama administration.” Over the next three months, Issa plans six investigations: into the WikiLeaks scandal; recalls at the Food and Drug Administration; the role of Fannie Mae and Freddie Mac in the foreclosure crisis; the Financial Crisis Inquiry Commission’s failure to identify the origins of the meltdown; and corruption in Afghanistan.
Obama’s advisers are debating whether he should use his executive authority to issue a signing statement that would allow him to bypass new restrictions on the transfer of Guantánamo detainees. Congress included the restrictions — which would make it harder to close the detention facility — in a defense bill it passed last month and the President is expected to act on the measure this week.
Republican military expert John Wheeler, 66, was found dead in a Delaware landfill Monday. A former aide in the Reagan and both Bush administrations and a veteran of the Vietnam War, Wheeler’s “death has been ruled a homicide.”
“A band of Senate Democrats signaled on Monday that it would press forward when Congress convenes this week with a proposal to curtail filibusters and other methods of slowing the chamber’s work.” Democrats will likely use some “procedural sleight-of-hand” to buy time for negotiations with Republicans over rule changes, delaying implementation for a few weeks.
Sen. Robert Menendez (D-NJ) plans to reach out to Sen. Lindsey Graham (R-SC) to craft a bipartisan immigration reform bill in the new Congress, but it is unclear if Graham will respond favorably to Menendez’s outreach. Otherwise, Menendez said he will introduce his own bill. “If there’s nothing to have hearings about, nothing to debate over, you will never move forward,” he said last month.
And finally: While debating the authenticity of Sen. Lindsey Graham’s (R-SC) new tan, MSNBC host Joe Scarborough wondered if the senator was attempting to mimic pop star David Bowie’s space-traveling alter ego. “Did you follow David Bowie through the Ziggy Stardust years? He had more makeup than Bowie did,” Scarborough said of Graham. “I think the senator was just out in the sun over the holidays,” replied co-host Willie Geist.
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